Is the Oxford Income Letter a Scam?

The Oxford Income Letter is a monthly newsletter focusing on income investments. The newsletter is prepared by Marc Lichtenfeld, and it promises you to earn more than $1,000 a week. Obviously this is a pretty bold income claim. But is the Oxford Income Letter a scam or not?

A lot of customers are very happy with their service.

What you are going to receive? At the beginning of each month you are going to receive a newsletter with advice from Marc Lichtenfeld on how to harness the power dividends and other income generating ideas using his 10-11-12 System (more on that later).

Who Is Oxford income Letter for?

Oxford Income Letter is a good way to learn investing. It is for people who are interested in this topic and want to learn it. I don’t think that you can depend on all the time from other people’s advice, but through their newsletter you will learn about how to invest.

Mark Lichtenfeld, who created Oxford Income Letter, is also the author of a book about investing which has great reviews on the internet. His book is “Get rich with dividends”.

Technically, anyone can buy Oxford Income Letter, but it is targeted to retirees, or soon-to-be retires, you can see this on their marketing materials. The system is being promoted on a website about retiring:

The website promised that you can get a $1,000 a week with their system. These are going to be money for your retirement as the average retiree makes has #12,000 saved for retirement.

All these claims make Oxford Income Letter seem like a scam.

How does Oxford Income Letter Work

Essentially there are three parts of the Oxford Income Letter:

  1. Monthly Newsletter: you pay a yearly subscription and each month they will send you investment advice
  2. Weekly Updates: the idea of the weekly updates is to let you know how they tips are going, so you can decide to keep the investment or sell it
  3. Email Blasts: these are cases where something can’t wait, like you have to invest now, or sell now because something unplanned happened or there is an opportunity from which you need to take advantage now

Be careful: They have an auto-renual policy, which means that if you don’t cancel your subscription you are going to automatically be charged for the new year.

What is the 10-11-12 System?

The 10-11-12 system is a method of investing suggested in Mark’s book, “Get rich with dividends”.

It is a rather complicated concept for those who don’t know anything about investing and its terminology, so I thought a video would be a better option to explain it:


1. The founder, Mark Lichtenfeld has a lot of experience in the high-finance and intestements

2. An affordable usable newsletter

3. Provides subscribers with the chance to earn with very little capital investment

4. A 90-day refund policy

5. Easy to understand with little tips to put your income into place

6. A great way to learn how to invest in stocks if you are interested on the topic


1. Too much hype

2. Unrealistic income claims

3. Poor customer support

4. Nothing is guaranteed, everything depends on the trading outcome

5. There are a lot of mixed reviews about it

6. Additional money needed to invest

Is Oxford Income Letter a Scam

Oxford Income Letter is not a scam. I mean, the newsletter is real and I don’t see any way Mark might be scamming the subscribers. However, even if you follow their advice, there is no guarantee that you will have positive ROI in any investment you make. It’s traiding after all and it involves risk.

Is Oxford Income Letter Worth It

I personally don’t recommend Oxford Income Letter because I don’t think it’s worth it to pay for investment advice when there is a lot of it available for free on the internet.

Second, I think that they have created too much hype in promoting Oxford Icome Letter.

Third, I believe that this program is much better for teaching you hot to earn money online. It is a way which doesn’t involve risk and you can get started with a minimum investment. Every day, millions of people make money online with affiliate marketing.

Stock Trading vs Affiliate Marketing

Stock trading is also called equity because investors hold a fraction of the company they invested in. And there are two ways to earn as an investor: through dividends which are recurring and through selling the asset.

Stock trading can give you a lot of profits as long as you learn how to do it right and put time needed into it. Affiliate marketing on the other hand is an easier way to earn.

Affiliate marketing is less complicated because it involves promoting products to people, so looking at things through customer perspective, which doesn’t involve complicated mathematical models like stock trading. The customer perspective is a simple one, it involves making complicated products and ideas look simpler.

In case you don’t know, affiliate marketing is simply promoting to people online, learn more about how affiliate marketing works.

Affiliate marketing is also easier to learn and you can get started very quickly. While to learn stock investing does take a lot of time to learn and you need to take some courses.

Affiliate marketing does not require a big investment to get started and it doesn’t involve any risk. While risk is the main characteristic of investing. The higher the risk involves, the higher the profit.

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Thank you for reading this Oxford Income Letter review. If you find it helpful, please share it with other people who might find it helpful. And if you have any experience with Oxford Income Letter or think it might be a scam, please share your comments below.



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